19 to 24 degrees, crossbody bag worn close to the body

Mid-November, 19 to 24 degrees. There is wind when you leave in the morning, so bring a light jacket. The tricky thing in this weather is the bag: a big bag is too hot, and a hand-carry bag leaves you no free hands. Shorten the crossbody strap a little so the bag body sits against the side of your waist. With the jacket worn open, it does not catch.

The Love Moschino black shoulder and crossbody bag is about 25x17x7cm, a medium-small bag. When carrying it, shorten the strap until the top of the bag sits right against your hip bone and the bottom of the bag does not go past the hem of your jacket. The whole look is neat. A long wallet, phone and tissues fit exactly. Do not stuff an umbrella in as well.

The Gucci crossbody bag is a unisex style, about 16x12x7cm, smaller. This size suits weekends: phone, card holder, keys. Carry it on your chest or at the side of your waist. With a light jacket, wear the bag outside the jacket. The strap should not press on the collar. Turn the zip inward so you do not need to hold the bag while walking.

For shoes, both bags are black, so white trainers or loafers both work. For a lighter look, wear cropped trousers and show your ankles. With the bag against the side of your waist, the overall look is not top-heavy. Before going out, check in the mirror and adjust the strap so the top of the bag is about level with your elbow. That is today's length.